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Livret A: asusun banki don adanawa daga haihuwa
Da yawa iyaye suna buɗewa a Asusun bank ga yaronsu tun daga haihuwa. Lallai, a al'adance ƴan uwa suna saka kuɗi kaɗan a lokacin Kirsimeti ko ranar haihuwa da kuma bukukuwan yara. Hanya ce mai kyau don bayar da asusun ajiyar kuɗi na gaba.
Littafin A shine manufa mafita don ajiyewa, shi ne wanda duk bankuna ke bayarwa. Ana canza adadin kuɗin shiga ta kowace shekara, sama ko ƙasa. A halin yanzu, albashinsa shine 0,75% (har zuwa Janairu 31, 2020 aƙalla), ba batun harajin kuɗi ko gudummawar tsaro na zamantakewa ba. Ana iya yin ajiya tare da ƙaramin adadin Yuro 10 har zuwa jimillar rufin Yuro 22.
Ajiye don jarirai: Livret A na bankuna daban-daban
- Littafin A Kipouss na Caisse d'Epargne: wannan asusun yana da takamaiman ga yara daga watanni 0 zuwa 12. Hakanan yana da fa'idodi iri ɗaya kamar na Livret A na al'ada, tare da ƙayyadaddun ƙimar ladan 0,75%, yayin da ake daidaita shi musamman ga tanadin jarirai.
- Littafi Mai Tsarki, Crédit Mutuel ya bayar, yayi daidai da livret A, tare da ƙimar 0,75%. Kuna iya buɗe shi ba tare da la'akari da shekarun yaron ba.
- Asusun ajiyar kuɗi na Zébulon a LCL: an yi shi ne don yara daga Yara masu shekaru 0 zuwa 12, tare da rufin Yuro 2, kuma babban adadin sa a 000% (Maris 0,95).
- Littafin Mataki na Farko Banque Populaire: wannan asusun ajiyar yana tare da yaro tun daga haihuwa yana dan shekara 12. Adadin albashi shine 1% kuma rufin shine Yuro 1600.
- Littafin Première Epargne na bankin CIC an tanada don yaran 0 a cikin shekaru. An saita adadin kuɗin a 1,75% tare da matsakaicin rufi na 1600 euro.
- Littafin matashi : an tanada wannan ɗan littafin tanadi don 12-25 shekaru. Adadin ɗan littafin matasa shine net na haraji kuma gabaɗaya ya fi ban sha'awa fiye da livret A dangane da ƙimar biyan kuɗi, tare da ƙimar 1,75% (Maris 2019). An saita iyakar wannan ɗan littafin akan Yuro 1600.
- Littafin A Baby BNP Paribas: shine madaidaicin asusun ajiyar kuɗi don yara kasa da shekara guda : 15 Yuro maraba kyauta, ladan shine 0,75% (Maris 2019) tare da rufin Yuro 22, kamar kowane ɗan littafin A.
Lura cewa kamar manya, yara suna iya riƙe littafin wucewa A guda ɗaya kawai, duk bankunan a hade.