Motar iyali a 2022
Shirin Jihar Mota na Iyali na 2022 yana da kyau ga iyalai masu yara biyu ko fiye. Za mu yi muku bayani dalla-dalla menene ainihin shirin da kuma yadda ake zama dan takara a cikinsa.

Kuna jiran sakewa kuma kuna tunani, ta yaya za ku yi jigilar kowa da kowa a cikin ƙwaƙƙwarar Lada, amma babu kuɗin siyan sabuwar mota? Babu matsala! A karkashin shirin, ana ba masu siye tallafin rage biyan kashi 20% (har zuwa Yuli 2022 ya kasance 10%). Mazauna Gundumar Tarayya mai Nisa ta Gabas suna samun rangwamen kashi 25% akan farashin mota don siyan sabbin motoci akan bashi har zuwa rubles miliyan ɗaya.

Me yasa aka kirkiro shirin Motar Iyali?

Wani shirin na jiha yana nufin tallafawa lamunin mota don inganta buƙatu da taimakawa masu lamuni na gaba. An ƙaddamar da shirin a baya a cikin 2015 don haɓaka ayyukan motocin gida da motocin da aka haɗa a cikin ƙasarmu. A cikin shekarun da suka gabata, an sake komawa ga motocin waje, amma ba duka ba. Buri na biyu na shirin shi ne a taimaka wa iyalai masu yara biyu ko fiye da su sayi mota da sauri da kuma samun riba.

A wasu kalmomi, lamunin mota tare da taimakon jihar wata dama ce ta siyan abin hawa akan adadin kuɗin ruwa, amma tare da tallafi daga jihar.

Yanayin shirin "Motar Iyali"

Domin zama memba na shirin, akwai sharuɗɗa da yawa:

  1. Yara ɗaya ko fiye da ƙasa da shekara 18.
  2. Borrower yana da lasisin tuƙi.
  3. Kasancewar fasfo na ɗan ƙasa na Tarayya.
  4. Rashin a cikin 2020-2021 sauran yarjejeniyar lamuni don siyan mota.

Yawan motar da aka saya kada ta wuce ton 3,5, kuma farashin - 2 rubles (har zuwa Yuli 000 ya kasance 000 miliyan rubles). Dole ne motar ta zama sabuwa, ba a riga an yi rajista da ƴan sandar hanya ba - 2022 ko 1,5 saki. Kwanan fitowar PTS bai wuce Disamba 2020, 2021 ba.

Hakanan, shirin ya dace kawai ga waɗanda, farawa daga 2020 da 2021, ba su ƙaddamar da wasu yarjejeniyar lamuni don siyan mota ba.

Dates

Shirin fifikon "Motar Iyali" ya bayyana a cikin 2015.

An tsawaita wa'adin shirin Motar Iyali har zuwa ƙarshen 2023. Kasafin kuɗi na wannan shekara don shirin jihar "Motar Iyali" shine 10,2 biliyan rubles.

Girman rangwamen ga masu karɓar lamunin mota da aka fi so a cikin 2022 ya canza: mazauna yankin Gabas mai Nisa na iya ƙidayar ragi na 25%, kuma kowa na iya ƙidaya akan ragi na 20%.

Wadanne motoci ne suka cancanci shirin

  • Lada Granta (sedan, liftback hatchback, tashar wagon, Cross, horo), Vesta (sedan, Cross, SW, CNG, Sport), XRAY (Cross), Largus (wagon tashar, Cross, van).
  • Niva (Off-Road, Legend).
  • UAZ (Patriot, Hunter, Pickup, Profi, SGR).
  • Duk samfuran GAS waɗanda suka faɗi ƙarƙashin tonnage da ƙimar farashi.
  • Shirin ya ƙunshi duk motocin lantarki na Evolute da aka kera a masana'antar Motorinvest a Lipetsk. Tare da ƙarin rangwame na 35% (amma ba fiye da 925 dubu rubles ba).

Jerin takardun da ake buƙata don rajista

  • Fasfo na ɗan ƙasa na Tarayya;
  • Lasin direba;
  • Taimako a cikin hanyar banki ko 2-NDFL. Ana bayar da shi idan kuna son rage ƙimar ko kuma a cikin yanayin rancen da ya wuce miliyan 1 rubles (sharadi na wasu bankuna, ba duka ba);
  • Littafin aiki ko kwangilar aiki (a buƙatar bankin);
  • Takardun ma'aurata (wanda aka bayar kawai idan akwai garanti);
  • Shigar da fasfo a cikin shafi "Yara" ko takaddun haihuwa na yara;
  • Tabbatar da rashin sauran motocin da aka saya akan bashi a cikin 2021-2022 ta hanyar ɗaukar takaddun shaida daga 'yan sandan zirga-zirga.

Wadanne bankuna ne ke shiga cikin shirin?

  • "Bankin Rusfinance";
  • Bankin Setelem;
  • "VTB 24";
  • "UniCredit Bank";
  • "RADIOTECHBANK";
  • "TatSotsBank";
  • "SAROVBIZNESBANK";
  • "Sovcombank";
  • Bankin Zenith;
  • Bankin "Saint Petersburg";
  • Bankin SOYUZ;
  • Bankin "Babban Jari";
  • Bankin PSA Finance;
  • FastBank;
  • Gazprombank;
  • Ofishin Zane "Verkhnevolzhsky";
  • Credit Turai Bank;
  • Metcombank;
  • Bankin Raiffeisen;
  • Rosbank;
  • Sberbank na kasar mu;
  • Sviaz-Banki;
  • Uralsib;
  • Volkswagen Bank RUS;
  • Energobank.

A wanne yankuna ne tallan ke aiki?

Shirin tallafin lamunin mota ya shahara a manyan birane. Kuna iya zama ɗan takara a Volgograd, Yekaterinburg, Kazan, Moscow, Nizhny Novgorod, Novosibirsk, Omsk, Rostov-on-Don, St. Petersburg, Samara, Ufa, Chelyabinsk, da kuma yankin Gabas mai Nisa.

Umurnin mataki-mataki don karɓar mota

Da farko kuna buƙatar zaɓar motar da ta dace da shirin jihar (jerin yana sama). Ana aiwatar da wannan matakin tare da mai sarrafa salon. Sa'an nan kuma Abokin Abokin Hulɗa ya ƙirƙiri lissafin farko, ya ba da labarin duk yanayin.

Idan abokin ciniki ya gamsu da komai, ya canza duk takaddun da ake buƙata, bayanai kuma ya zana aikace-aikacen. An yanke shawarar ne bayan bankin ya duba takaddun haihuwar yara da tarihin kiredit na abokin ciniki.

Idan an amince da shi, sanya hannu kan kwangilar sayarwa ya biyo baya. Idan abokin ciniki ya yi hayan motarsa ​​a cikin kasuwanci - yarjejeniyar aiki.

Mataki na gaba:

  • Rajista na inshorar CASCO.
  • Yin ajiya na farko.
  • Sa hannu kan yarjejeniyar lamuni.

Da zaran an ba da kuɗin zuwa asusun dillalin mota, manajan na iya ajiye motar a hannun mai nema. Ana karɓar kuɗi a ƙarƙashin yarjejeniyar lamuni a rana ta gaba bayan an ba da kuɗin kuɗi, an canza tallafin a rana ta biyu.

Bayan siyan, abokin ciniki ya yi rajistar motar tare da 'yan sanda na zirga-zirga, kuma ya ba da ainihin PTS-ki zuwa banki, inda za a adana takardun har sai an biya bashin.

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