Toshe Apple Pay: yadda ake biyan sayayya a cikin ƙasarmu
Sakamakon takunkumin tattalin arziki na kasashen yammacin Turai a kan Tarayyar, wasu katunan sun daina aiki tare da iPhone da Apple Watch. Muna gaya muku abin da za ku yi idan Apple Pay ya toshe katin ku

Dukkanmu mun saba da sauƙin biyan kuɗi mara lamba. Da farko, waɗannan katunan banki ne tare da guntu NFC, kuma a cikin 2014 an ƙara wannan fasalin zuwa wayoyin hannu na Apple, kuma bayan shekara guda zuwa wayoyin hannu na Android. A ƙarshen Fabrairu 2022, wasu masu amfani da Apple Pay sun fuskanci sakamakon takunkumi - katunan su sun daina aiki tare da shahararren sabis na Amurka. 

An sanya takunkumi kan bankuna da dama da Apple Pay zai iya samun matsala da su, kuma Apple da kansa ya sanar da cewa yana iyakance ayyukan sabis a cikin kasarmu. Menene ainihin hani ɗin har yanzu ba a san shi ba.

Haka kuma, wasu masu amfani sun ci karo da matsalar cewa ba sa ƙara katin zuwa Apple Pay. A cikin kayanmu, za mu yi magana game da toshe Apple Pay dalla-dalla.

Me yasa Apple Pay ba zai yi aiki a ƙasarmu ba

A farkon Maris 2022, Apple ya fara toshe tsarin biyan kuɗi mara lamba ta Apple Pay a cikin ƙasarmu. Da farko, bankuna biyar sun fada karkashin takunkumin - VTB, Sovcombank, Promsvyazbank, Novikombank da Otkritie. Bayan shi, an kara wasu cibiyoyin kudi. Har zuwa 24 ga Maris, Apple Pay ya yi aiki mara kyau tare da katunan tsarin biyan kuɗi na MIR, amma daga baya kuma an kashe shi. 

Hakanan ya shafi sayayya a cikin tsarin Apple kanta - yana da matsala don biyan biyan kuɗi ko aikace-aikacen da aka biya tare da katunan.

Yana da wuya a faɗi lokacin da Apple Pay zai sake yin aiki a ƙasarmu - babu wani bayani na hukuma game da wannan. Apple a hukumance ya dakatar da samar da kayayyakinsa zuwa yankin Tarayyar, amma a lokaci guda, kamfanin ya nemi takaddun shaida na sabon iPhone SE 3, Mac Studio da Studio Display.1. Wannan yana nuna cewa kamfanin yana ƙidayar sayar da waɗannan na'urori a cikin ƙasarmu.

Yadda ake biyan kuɗi tare da Apple Pay idan banki yana ƙarƙashin takunkumi

A hukumance, ba za ku iya amfani da Apple Pay daga Maris 2022 ba. Duk da haka, a cikin ƴan watanni, masu amfani sun fito da wata hanya don ƙetare toshewa - amma yana aiki ne kawai tare da katunan tsarin biyan kuɗi na MIR waɗanda aka ƙara a baya zuwa aikace-aikacen Wallet na hukuma. Hakanan, an tabbatar da aikin sa tare da bankin Tinkoff kawai.

Jigon hanyar shine don hana iPhone ɗinku samun sigina daga uwar garken Apple game da dakatarwar aiki tare da katin banki. Ana yin haka ta hanyar toshe uwar garken DNS na wani kamfani na Amurka.

  1. Mataki na farko shine ƙirƙirar fayil ɗin da zai ƙunshi adireshin uwar garken Apple da aka katange.
  2. Muna zuwa shafin yanar gizon littafin rubutu2 kuma ƙirƙirar sabon bayanin kula tare da rubutun pr-pod5-smp-device.apple.com, zaku iya rubuta kowace kalma a cikin filin "Sunan".
  3. Sannan zaɓi abu "Ajiyayyen" a cikin menu kuma adana tarihin tare da fayil ɗin akan wayoyinku. Na gaba, kuna buƙatar cire kayan.
  4. Bayan ka bukata a kan official website na Apple3 saka your iPhone cikin Lost Mode. Kafin yin wannan, tabbatar da cewa kun tuna da login da kalmar sirri daga asusun Apple!
  5. Bayan nasarar buɗe iPhone ɗinku na “ɓataccen”, zaku sami sa'o'i da yawa don toshe sabar tabbacin Apple daga samun damar katunan da suka rage a cikin Wallet.
  6. Sannan kuna buƙatar shigar da aikace-aikacen DNSCloak daga AppStore. A ciki, a cikin Blacklists da Whitelists menu, mun ƙayyade fayil ɗin da aka sauke a baya tare da adireshin uwar garken Apple. 
  7. A cikin babban menu na shirin, a cikin filin "Search", rubuta tambaya "Yandex" don haɗa wannan uwar garken DNS. Bayan kana buƙatar tabbatar da zaɓi kuma kunna zaɓin "Connect on Demand". 
  8. Yanzu uwar garken tabbacin Apple ba zai iya sanin cewa kana da katin MIR da aka kunna ba. Kuna iya amfani da Apple Pay. Don musaki hanyar, kawai cire shirin DNSCloak.

Tabbas, hanyar da ke sama ba za a iya kiranta cikakkiyar hanya don magance matsalar tare da Apple Pay ba ya aiki a ƙasarmu. Ba kowa bane ke da katunan banki na MIR da aka kunna akan iPhone kafin sanya takunkumin Apple.

Yana yiwuwa ba da daɗewa ba aikace-aikacen SberPay da MIR PAY za su bayyana a cikin AppStore tare da ikon yin biyan kuɗi marasa lamba ba tare da yin amfani da toshe sabobin Apple DNS ba. Wannan shine ɗayan ainihin madadin yayin toshe bankin Apple Pay.

Zan iya amfani da Apple Pay idan an katange shi a cikin Tarayyar

Wataƙila ba zai yiwu ba. Wataƙila za a sami wasu ƙananan hanyoyin doka don kauce wa takunkumin Apple Pay, amma amfani da su zai zama haɗari na kuɗi da kuma doka.

Wataƙila hanya mafi aminci ita ce haɗa katin waje daga banki wanda ba a toshe shi a cikin Apple Pay. Amma a wannan yanayin, kuna buƙatar nemo mai katin da kuka amince da shi sosai. Amma wannan zaɓin ba zai yi aiki ba idan kuna ƙoƙarin biya ta tashar tashar da ke da alaƙa da bankin da aka toshe a cikin Apple Pay.

Idan Apple Pay za a toshe, abokin ciniki ba zai yi asarar kuɗi ba. Don sauƙaƙe abubuwa, Apple Pay wani nau'in kwafin katin banki ne na zahiri. Ko da an dakatar da duk wayoyin hannu gaba ɗaya a cikin ƙasarmu, kuɗin katin ku ba zai je ko'ina ba. Amma don biyan kuɗi koyaushe za ku yi amfani da katin da kansa, ba smartphone ko agogo mai hankali ba.

Apple Pay yana tallafawa yawancin bankunan duniya waɗanda ke amfani da Visa, Mastercard, ko MIR. Ba a hana mai amfani yin amfani da katunan da aka bayar a wasu ƙasashe ba. Ana samun cikakken jerin bankunan da ke goyan baya akan gidan yanar gizon Apple.4.

Shahararrun tambayoyi da amsoshi

An amsa tambayoyi daga masu karatun KP game da toshe Apple Pay a cikin ƙasarmu Babban Darakta na kamfanin tara kudi #VseZaymyOnline Artur Karaichev.

Ta yaya toshewar Apple Pay ke aiki a yanayin katunan bankunan da suka fada karkashin takunkumi?

Sabis ɗin Apple Pay ba ya samuwa ga katunan bankunan da suka fada ƙarƙashin takunkumi - VTB, Otkritie, Sovcombank da Novikombank, da kuma rassan su. Abokan cinikin su ba za su iya ƙara kati a cikin aikace-aikacen ba kuma su biya ta hanyarsa, kuma ’yan kasuwa da suka yi haɗin gwiwa suna samun su za su iya karɓar kuɗi ta wannan hanyar. Matsalolin biyan kuɗi ta hanyar Apple Pay kuma sun fara ne da abokan cinikin bankunan da ba su da takunkumi - amma a nan galibi suna faruwa lokacin da ake ƙoƙarin biyan kuɗi a tashar tashar ta wani banki da aka sanya wa takunkumi. Sakamakon dakatarwar Visa da MasterCard a cikin ƙasarmu, biyan kuɗi ta wannan hanyar ba zai yi aiki a ƙasashen waje ba, in ji Artur Karachev.

Shin yana yiwuwa a ketare toshewar Apple Pay idan kuna da kati daga banki da aka sanya wa takunkumi?

Ba shi yiwuwa a ketare toshe katin banki da aka sanya wa takunkumi a cikin Apple Pay. Bugu da kari, saboda rufaffiyar yanayin tsarin, babu madadin hanyoyin biyan kuɗi na na'urorin Apple. Sabili da haka, abokan cinikin bankunan da suka fada ƙarƙashin takunkumi na iya ajiye nau'ikan katunan kawai tare da su, in ji masanin.
  1. https://www.kommersant.ru/doc/5367766
  2. https://notepadonline.ru/app
  3. https://www.icloud.com/find/
  4. https://support.apple.com/ru-ru/HT206637

Leave a Reply